President & Chief Executive Officer

Rich has held the position of President & CEO of Republic Western since 2000.

Republic Western is primarily responsible for underwriting all of the insurance products sold to the U-Haul rental customers. In addition, Republic Western has a staff of 220 claims professionals who operate out of 5 field claims offices throughout the U.S. and Canada and are responsible for handling all of the claims that arise from AMERCO/U-Haul’s business operations. Republic Western also assists AMERCO by working with the various broker and direct markets by placing all of the coverage for all of the company’s insurance programs.

Prior to joining Republic Western, Rich worked as an attorney in the legal departments at ON Semiconductor, Inc. and AMERCO/U-Haul. Prior to working for AMERCO/U-Haul, Rich was an attorney in private practice in Phoenix, AZ.

Rich is licensed as an attorney by the State Bar of Arizona. Rich received his bachelors of science degree from Cornell University and his law degree from Rutgers Law School.

Contact Rich at rmamoroso@repwest.com

Vice President of Underwriting and U-Haul Insurance Programs

Doug has held the position of Vice President of U-Haul Insurance Programs since 2002 and the Vice President of Underwriting since 2003. Prior to 2002 he was the Director of Marketing for Republic Western (2000).

Doug is responsible for underwriting and design of the insurance products sold to U-Haul rental customers and dealers. In addition, Doug is responsible for managing the cost of risk for U-Haul including responsibility of all risk transfer to the insurance market.

Prior to joining Republic Western, Douglas has worked in the insurance industry for over 23 years in a number of roles including Director of Product Development and Marketing, Chief Financial Officer, Senior Manager Financial Services Group Coopers & Lybrand and Senior Financial Auditor.

Doug was licensed as CPA in Pennsylvania in 1982. Doug received his bachelors of science degree in accounting from the University of Tennessee.

Contact Doug at dbell@repwest.com

Vice President of Claims

Kathy has held the position of Vice President of Claims since January 2003. Prior to 2003 she managed the Nebraska Regional Field Claim Office for nearly 8 years. She began her career with Republic Western in January 1996 as a Senior Claim Adjuster.

Kathy is responsible for overseeing all claims operations and claim support departments for the United States and Canada. The claims division consists of 5 Regional Claim Offices. And several support departments, such as SIU, Subrogation, Desk Review Program, and Central Reporting, just to name a few. The entire claims division and support staff consists of approximately 200 people.

Prior to joining Republic Western, Kathy has worked in the insurance industry and self insured environment since 1989.

Contact Kathy at kldumke@repwest.com

Vice President of Investments & Treasury Management

Kristin was promoted to the position of Vice President of Investments & Treasury Management in 1998. She began her career with Republic Western in1994.

In her current position Kristin is responsible for the invested asset portfolio as well as the treasury functions of Republic Western Insurance Company.

Prior to joining Republic Western, Kristin worked for the City of Tempe.

She holds a MBA from the University of Phoenix, a bachelors of science degree in accounting from Arizona State University and a bachelors of science degree in managements from Arizona State University.

Contact Kristin at knspears@repwest.com

Chief Financial Officer

Ed has been the Company’s Chief Financial Officer since 2002. He is responsible for the financial aspects of the company including regulatory and annual reporting on both a statutory and a GAAP basis.

Prior to joining Republic Western Insurance Company Ed was the Chief Financial Officer of Tenet Physician Services, Western Region and prior to that he spent 13 years working with Big 4 accounting firms primarily providing financial consulting services regarding corporate restructurings or financial litigation matters.

He is a CPA licensed in the State of Arizona and graduated from Arizona State University with a bachelors of science degree in accounting.

Contact Ed at ermcmullin@repwest.com