Repwest.com

Republic Western Insurance Company

General Terms and Conditions

OWNERSHIP OF WEBSITE

This website is owned and operated by Republic Western Insurance Company [hereinafter “Republic Western”]. Trademarks and copyrights not owned by Republic Western are used by permission.

USAGE LIMITATIONS

The contents of this World Wide Web site are protected by worldwide copyright laws and treaty provisions. Materials from the www.repwest.com World Wide Web site may not be copied, distributed or transmitted in any way without prior written consent of Republic Western. All material on this site shall be used for lawful purposes only. Republic Western reserves complete title and full intellectual property rights for materials downloaded from this site.

INFORMATION SUBMITTED TO www.repwest.com

Any information, including but not limited to remarks, suggestions, ideas, graphics or other submissions communicated to Republic Western through this site becomes the exclusive property of Republic Western which is entitled to use any information submitted for any purpose without restriction or compensation to the person sending the submission. The user acknowledges the originality of any submission communicated to Republic Western and accepts responsibility for its accuracy, appropriateness and legality.

LIABILITY RESTRICTIONS

Republic Western is not responsible for technical, hardware or software failures of any kind; lost or unavailable network connections; incomplete, garbled or delayed computer transmissions. Under no circumstances will Republic Western be liable for any damages or injury that results from the use of the materials on this site. Some jurisdictions prohibit the exclusion or limitation of liability for consequential or incidental damages, in which case the above limitation may not apply to you. The materials on this site are provided “as is” and without warranties of any kind to the fullest extent permissible pursuant to applicable laws.

APPLICABILITY OF CONTENT

Information on this site includes descriptions of products and services available in the United States of America. Republic Western makes no representation that the content provided is applicable or appropriate for use in other locations.

ENFORCEMENT OF TERMS AND CONDITIONS

These terms and conditions are governed and interpreted pursuant to the laws of the State of Arizona, United States of America, notwithstanding any principles of conflicts of law. If any part of these terms and conditions is unlawful, void or unenforceable, that part will be deemed severable and will not affect the validity and enforceability of remaining provisions. Republic Western may revise these terms and conditions at any time by updating this posting. Republic Western may terminate this agreement at any time without notice for any reason. Users may terminate this agreement by destroying all materials obtain from the Republic Western site.

SECURITY, PRIVACY AND COOKIES

Republic Western has created this statement in order to demonstrate our firm commitment to privacy. Our intent is to provide privacy, integrity, and authentication in regard to our Internet communication. The security measures we have taken are intended to secure and encrypt your data, so that a third party cannot capture, read or access your information while it is in transit between your computer and our system.

Republic Western uses best of breed third party encryption software to safeguard the information you provide during the purchase, payment and information submittal processes. We use a secure server implementing the Secure Sockets Layer (SSL) protocol to interact with you when you provide personal information to us.

No personally identifiable customer information or email addresses are sold or traded to unaffiliated companies.

Users have the option to not receive future communications. Please send email to the webmaster@repwest.com to be removed.

Our site uses forms for customers to request pricing, products, services and any other available information. We collect customer contact information (such as name, phone number, email address and mailing address) and financial information (such as account or credit card numbers). Contact information is used to contact customers regarding their quotes and/or purchases. Financial information is used only by Republic Western to charge the customer for products and services.

LINKS TO THIRD PARTY WEB SITES

This site may contain links to other sites. Republic Western makes no representations whatsoever about any other web site which you may access through the site. When you access a non-Republic Western web site, please understand that it is independent from Republic Western and that Republic Western has no control over the content on that web site. In addition, a link to a non-Republic Western web site does not mean that Republic Western endorses or accepts any responsibility for the content, or the use of, such web site. It is your responsibility to take precautions to ensure that whatever you select for your use is free of such items as viruses, worms, trojan horses and other items of a destructive nature. Republic Western makes no representation or warranty as to any third party products.

COOKIES

A “cookie” is a small bit of text used by a browser to store information. When you visit a site that uses cookies, the Web server will request permission to pass a cookie to your browser. If accepted, it will occupy only a few bytes on your hard drive and can improve your Web surfing experience. We use cookies to track repeat customer visits through our site. This information enables us to save you time when returning to the site by saving information you have provided us so you don’t have to re-enter basic logon information each time you visit. Cookies cannot profile your system or collect information from your hard drive. Although you may receive cookies from many different sites, each cookie can only be read by the Web server that originally issued it. At Republic Western, we do not use cookies to store credit card number or any other personal identification. You aren’t even identified by name or e-mail address, just by a unique string of numbers that we assign the first time you come to our site.

CHANGES IN OUR POLICY

If we decide to change our privacy policy, we will post the changes here so that you will always know what information we gather, how we might use that information, and whether we will disclose it to anyone.

CONTACTING US

If you have any questions about this privacy statement, the practices of this site, or your dealings with this web site, you can contact:

Republic Western Insurance Company Webmaster 2721 North Central Avenue, 8th Floor Phoenix, AZ 85004

Email: webmaster@repwest.com